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As President of Diversified Planning Strategies Advisors, I am committed to helping clients make informed, confident decisions about their financial futures. By focusing on education, transparency, and personalized guidance, I strive to empower individuals and families to make the most of their hard-earned wealth.

With more than 40 years of experience in the financial advisory industry, I bring deep knowledge and a steady, client-first perspective to every relationship. I began my career at The Guardian Life Insurance Company while still in college, earning my insurance and securities licenses before graduating with a Bachelor of Science in Business Management from Trenton State College.

I am a licensed Investment Adviser Representative and fiduciary, dedicated to always acting in my clients’ best interests. I specialize in designing and implementing customized investment and retirement strategies tailored to each client’s unique goals and financial situation.

Outside of work, I value time with family above all else. I have been married to my wife, Debby, for over 38 years, and we live in Whippany, New Jersey. We are proud parents of two children, Alyssa and Luke, and grandparents to Lucie. In my free time, I enjoy golfing and spending summer days at the beach with family.

John Papa

President

Diversified Planning Strategies Advisors LLC is registered as an investment advisor registered with the Securities and Exchange Commission and only conducts business in states where it is properly notice filed or is excluded from registration requirements. Registration is not an endorsement of the firm by securities regulators and does not mean the advisor has achieved a specific level of skill or ability. The firm is not engaged in the practice of law or accounting. Insurance services are offered by licensed insurance agents through Advanced Planning Strategies, LLC dba Diversified Planning Strategies, LLC, an affiliated licensed insurance agency. Information presented is believed to be current. It should not be viewed as personalized investment advice. All expressions of opinion reflect the judgment of the authors on the date of publication and may change in response to market conditions. You should consult with a professional advisor before implementing any strategies discussed. Content should not be viewed as an offer to buy or sell any of the securities mentioned or as legal or tax advice. You should always consult an attorney or tax professional regarding your specific legal or tax situation. Hyperlinks on this website are provided as a convenience. We cannot be held responsible for information, services or products found on websites linked to ours. All investment and insurance strategies have the potential for profit or loss. Different types of investments involve higher and lower levels of risk. There is no guarantee that a specific investment or strategy will be suitable or profitable for an investor’s portfolio. There are no assurances that a portfolio will match or exceed any particular benchmark. Asset allocation and diversification will not necessarily improve an investor’s returns and cannot eliminate the risk of investment losses. Annuity and life insurance guarantees are subject to the claims-paying ability of the issuing insurance company. If you withdraw money from or surrender your contract within a certain period of time after investing, the insurance company may assess a surrender charge. Withdrawals may be subject to tax penalties and income taxes. Persons selling annuities and other insurance products receive compensation for these transactions. These commissions are separate and distinct from fees charged for advisory services. Insurance products also contain additional fees and expenses. Social Security rules and regulations are subject to change at any time. Always consult with your local Social Security office before acting upon any information provided herein. Third-party rankings and recognition from rating services do not guarantee future investment success. Working with a highly-rated advisor also does not ensure that a client or prospective client will experience a higher level of performance. Please contact the advisor for more information regarding how these ratings were formulated.

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